Exit Loan Counseling

Federal regulations mandate that all student loan borrowers complete exit loan counseling anytime they drop below half-time status or when they file for graduation.

This can mean a borrower may be required to complete exit loan counseling multiple times throughout their academic career.  Completion of exit loan counseling in no way affects a borrower’s ability to get future financial aid nor does it put your loans into repayment. Your loans will only enter repayment if you are no longer enrolled at least half-time* (full-time for HPSL loans) at an eligible institution.

Exit loan counseling is an opportunity for the borrower to review their rights and responsibilities regarding their student loan(s) as well as provide their lender(s) with updated contact and reference information. The types of loans borrowed while at UC Davis will determine the exit requirement(s) a borrower may have. Please refer to the chart below to determine which exit requirement(s) you may need to complete. 



Billing Servicer

Federal Perkins UC Davis

The UC switched loan servicers to Heartland ECSI in August 2017. 

Online exit counseling was unavailable until August 21, 2017. If you have ZF hold for an exit requirement and need access to your records before then, please contact our office at 530-752-3646 or email collections@ucdavis.edufor instructions.

University Student Loan (USL, MRAK, Kendall, Liter)  UC Davis  
Health Professions Student Loan UC Davis In addition you must sign your disclosure statement. Student Accounting will contact you via your UC Davis email regarding this requirement.
Noyce Repayable Scholarship UC Davis Must sign and return your disclosure statement and exit questionnaire. Student Accounting will contact you via your UC Davis email regarding this requirement.
CA Dream Loan UC Davis  
Federal Direct & Plus Loans Department of Education

Will be listed with your loan record on www.nslds.ed.gov
Exit Requirement: www.studentloans.gov
(*You will need your FAFSA ID for both these websites)

For those needing to complete their exit loan counseling requirement for any loan owed back to UC Davis, a ZF hold will be placed on their account. This hold will block all access to student records as well as future registration. The hold will be removed within two business days after the requirement has been completed.